• info@hardmoneycapitalgroup.com
  • 512-713-9855
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Mixed Use Properties

Why you should consider a Mixed Use Property Loan?

Mixed-use property financing applies to properties that are comprised of multiple units zoned 
for different uses, including residential, commercial, industrial and institutional. 
 
Almost any building with at least two units of different usage qualifies for mixed-use financing.
 
Business owners will often live in one of the residential units and operate out of the commercial space while 
real estate investors will typically act as the landlord for both the residential and commercial tenants.
 
While residential tenants provide a more stable source of rental income, commercial tenants, such as ground floor retail, are usually willing to pay more for rent. Therefore, commercial tenants play an important role in evaluating the revenue potential of mixed-use properties. As a result, the value of two different buildings in the same area may differ simply because of the composition of their tenants.
 
To be able to fund these types of properties we require that 51% of the property is designated for residential use.
 
 
Our underwriting process is based on Debt Service Coverage Ratio (DSCR), not personal Debt-to-Income (DTI) ratios.
 
There are No Income or Employment Verifications Requirements to Qualify.

Terms are based on your Credit and Experience

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Express Bridge

  • Up to 75% LTV
  • Min Loan request 250K
  • Max Loan Amount 5MM
  • 660 Min Fico
  • 30 years Fixed Rate
Request Terms

Interested in our services? We’re here to help!

We want to know your needs exactly so that we can provide the perfect solution. Let us know what you want and we’ll do our best to help.
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No BK in 24 months, currently late mortgages, or current foreclosures

No Tier 1 criminal events, or Tier 2 without LOE

Min Credit to apply 660

Hard Money Capital Group LLC

All mortgage loan programs, fees and terms are subject to change based on the provisions of the applcable underwriting guidelines and the market in effect from time to time.

Terms and pricing generated by us are subject to change without notice.

All mortgage loan programs are based on market conditions.

Terms are always based on credit and experience.

Foreign Nationals & Residents are welcomed.

We work with new, and seasoned investors.

No Minnesota or South Dakota properties.

Non Owner Occupied Properties.

We can close as fast as 10 days.

Nationwide Lending.

No rural properties.

No upfront Fees.

No Junk Fees & No W2’s

 

We are here to help!

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  • 512-713-9855
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