12-24 Months Commercial Bridge

12-24 Months Commercial Bridge Loans

Commercial Bridge Loans

 Why consider a Commercial Bridge Loan?

We provide loans for a wide variety of commercial properties, including:


Multifamily, Mixed Use, Retail Stores, Warehouses,

Light Industrial, Office Space Buildings, Self-Storage Buildings. 



What we see in Commercial Real estate from a lender's perspective.

Commercial Real Estate deals are easier to finance than other properties because they 
have a specific use and an inherently "lower risk" due to higher market demand. 

While we do provide investment property financing for up to $20 million on small balance 
commercial real estate buildings, most of our commercial real estate loans fall under $2 million 
in value. These smaller loans are much easier to approve and close in comparison to "institutional" 
loans for larger properties, so they're a great place to start.

Starting with smaller, easier-to-approve buildings will help you establish your commercial 
portfolio, and once you've completed a few commercial loan deals, you can quickly move on 
to larger properties to generate more revenue per deal.

Our underwriting process for Commercial Properties is based on Debt Service Coverage Ratio (DSCR), 
Not on personal Debt-to-Income (DTI) ratios.


Bridge 
Program

Purchase, Or Refinance I/O
LTV: Max 70% of stabilized underwritten value

 Initial Advance: Limited to 70% Maximum 
of present valuation
Credit score: will be utilized to 
determine advance LTVs and pricing
Impounds: Generally, not required
Recourse: Recourse may facilitate 
higher LTV – better pricing
Sponsor: Must have established track record of repositioning or man- aging commercial real estate 
and verifiable liquidity.
Reserves: Case By Case

TERM: 12, 18, 24 Months
Request Terms


Express 
Bridge

Purchase, Or Refinance I/O
LTV: Max 60% of stabilized underwritten value

 Initial Advance: Limited to 60% Maximum 
of present valuation
Credit score: Non-Applicable 

Impounds: Generally, not required
Recourse: Non-Recourse only

Sponsor: Must have established track record of repositioning or man- aging commercial real estate 
and verifiable liquidity.
Reserves: May be required (for I/O) or CapEx)
TERM: 12, 18, 24 Months
Request Terms

Express Bridge Highlights:

• No credit score needed

• Low expense deposit 

 • No bank statements
• No tax returns

Interested in our services? We’re here to help!

We want to know your needs exactly so that we can provide the perfect solution. Let us know what you want and we’ll do our best to help. 

Book an appointment

No BK in 24 months, currently late mortgages, or current foreclosures ;

No Tier 1 criminal events, or Tier 2 without LOE


We are Your Blueprint to Success

Choosing us as your lending partner will give you access to a team
dedicated to your success.

Hard Money Capital Group LLC 


* All final mortgage loan programs, fees and terms are subject to the provisions

of the applicable underwriting guidelines in effect from time to time.

*Terms and pricing generated by us are subject to change without notice.

*All mortgage loan programs are based on market conditions.

*Terms are always based on credit and experience.

*Foreign Nationals & Residents are welcomed.

*We work with new and seasoned investors.

*No Minnesota or South Dakota properties.

*Non Owner Occupied Properties.

*We can close as fast as 10 days.

*Nationwide Lending.

*No rural properties.

*No upfront Fees.

*No Junk Fees.


Contact Us Email Us

Business Hours

Mon - Fri
-
Saturday
-
Sunday
Closed
PO Box 905 Hutto TX, 78634
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